Applicant’s qualification:
1. Applicants must be Chinese with identity proof and has stable residence around the area under administration of our bank;
2. Applicants must abide by the laws and do not have any record of illegal or poor credit record;
3. Applicants must be able to provide valid guarantee loan which accepted by our bank;
4. Applicants must have personal settlement account in our bank;
5. Applicants must sign the agreement which approve our bank collect the repaying loans and due interest from the applicants’ personal settlement account;
6. Other requirements stated by our bank.
Applicants’ documents:
1. Applicants’ identification;
2. Applicants’ book of registered permanent residence;
3. Applicants’ proof of income;
4. Applicants’ proof of credit standing and respectability (i.e. House proprietary certificate, driving license, national debt book, deposit receipt, stock, fund and etc)
5. Copies of repayment account;
6. Other documents if our bank requires.
Service Channel and Time:
To apply, submit the application to the local Bank of Kunlun outlets.
All the content stated above is for your reference only. Please consult the local branch of Bank of Kunlun for further information.